One-time versus monthly
A one-time fee and a subscription are not two prices for the same thing. This shows where the cheaper option changes hands, month by month.
| Month | One-time plan | Monthly plan | Difference |
|---|---|---|---|
| 1 | $299 | $220 | −$79 |
| 2 | $299 | $320 | +$21 |
| 3 | $299 | $420 | +$121 |
| 4 | $299 | $520 | +$221 |
| 5 | $299 | $620 | +$321 |
| 6 | $299 | $720 | +$421 |
The subscription reaches or exceeds the one-time plan's cost in month 2. Compare the monthly totals above to see where the two options are equal and where the subscription costs more.
The four charges, explained →This runs entirely in your browser. Nothing is stored, sent or remembered, and none of it is financial advice — it is arithmetic on figures you enter and figures firms publish.